There are several important advantages to utilizing handwritten signatures instead of chip and pin systems, including:
- An individual's signature cannot be lost or stolen like a card can - It is impossible to forget one's signature, unlike a PIN
- Signatures cannot be disclosed to third parties
- Signatures are always given deliberately, where cards and disclosed PINs may be used without consent
- Signatures are considered suitable for authenticating declarations of intent
- Signing with a pen is a familiar and customary process